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Loans

Cash at your fingertips - a loan to suit your budget

Whatever you've been wishing for, a personal loan from Ulster Bank could really make it come true. Whether you're planning some home improvements, a holiday of a lifetime, buying a brand new car, or consolidating your existing borrowing, you're in safe hands.

Plus, our online banking customers can now sign in online and receive their loan funds by the next working day.*

  • You can borrow up to £25,000, over terms of up to 10 years if you're planning home improvements.
  • 1% discount for ufirst current account customers - visit the ufirst current account benefits page to discover the great range of benefits available.
  • 2% discount for ufirst gold current account customers - visit the ufirst gold current account benefits page to discover the great range of benefits available.

Check out our fast, easy and simple personal loan package:

It's fast!

We aim to give you a decision the same day.

It's easy!

The rate stays fixed so your monthly repayments stay the same and you always know exactly what you're paying.

It's simple!

Drop into your local branch today or call us free on 0800 857 837**.

Typical 13.0% APR

Take no chances

Consider our optional Personal Loan Protector Insurance which could make your repayments for you if you become unable to work. To see if you are eligible for this policy, check our eligibility criteria contained within the features and benefits link.

Please read this important legal information.

How to apply

Apply on-line now


OR

Call us on 0800 857 837. Monday to Friday 8am to 8pm, Saturday 9am to 2pm.


OR

Visit your local branch - please bring proof of your identity. Our Branch Locator will help you find your nearest branch.

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*For customers who meet all of our credit requirements, have their loan application accepted, are eligible and choose to complete their loan documentation online, the loan funds will be available the next working day from 9.00am.

**Applications made after 7pm and on Saturdays will not be processed until the following working day and we will contact you with a decision. Calls from mobile phones may not be free. Calls may be recorded.